Turo Host Off-Platform
Auto Insurance
Simplify Your Vehicle Insurance
with Affordable, Tailored Policies
As a Turo Host, managing your vehicle insurance when not in use by vehicle-sharing guests is now easier with our specifically designed, affordable policy.
Why Choose Our Insurance?
Affordable Premiums and Flexible Coverage Options
- Monthly coverage starts at just $20 per vehicle.
- Add additional coverages like Damage Insurance and Personal Injury Protection.
- Extend your liability limit for extra peace of mind.
Simpler Terms
- No requirement for GPS trackers.
- No mileage limitations.
Superior Customer Service
- Exceptional support from a nationwide provider.
- Offered by Heffernan Insurance Brokers, backed by an A rated insurer.
Key Benefits
Affordable
Keep your costs low with premiums starting at $20 per month.
Flexible Coverage
Customize your policy with additional coverages and higher liability limits.
No Tracking
Enjoy freedom with no GPS tracking requirements or mileage limitations restrictions.
Trusted Provider
Not a startup, but a reputable nationwide insurance broker with a national presence and strong financial backing.
Frequently Asked Questions
What is Turo Host "Off Platform" insurance and why do I need it?
Which Turo Hosts are eligible for this auto insurance policy?
You are eligible for this insurance policy if you are a Turo Host that:
- is twenty-one (21) years of age or older
- has at least one (1) vehicle registered on Turo and available for rent;
- had at least twenty (20) trips on Turo’s US platform;
- meets the vehicle eligibility requirements as stated on Turo’s US platform;
- meets the hosting standards as stated on Turo’s US platform;
- complies with the terms of service as stated on Turo’s US platform.
Do you offer full coverage?
When am I covered?
When your Insured Vehicle is shared via Turo US platform and is in the possession of a Guest. | No |
When your Insured Vehicle is shared via any other peer-to-peer vehicle-sharing platform or shared directly to a third-party and is in the possession of a Guest. | No |
When you loan your Insured Vehicle to any third party and it is in the possession of the otherwise permissive user. | No |
When you are delivering your Insured Vehicle to a Guest. | No |
When your Insured Vehicle is being cleaned, serviced,refuelled, or repositioned for future use. | Yes |
Will I need a GPS tracker or other device?
How many miles a month can I drive with this insurance?
Can I use this insurance to cover my vehicles on other platforms (e.g., Getaround, HyreCar) or for private rentals?
I found a lower-priced off-platform auto insurance policy. Can you match the rate?
What states are currently supported for this insurance program?
Our insurance program is currently available in the following states:
- California
- Georgia
- New Jersey
- Texas
- Virginia
We’re actively working on expanding to additional states and will update this list as new states become available. Stay tuned for updates!
I have a new vehicle that isn't registered with Turo yet. Can I insure it?
I can't find my vehicle on the website. What should I do?
How can I find my Vehicle Identification Number (VIN) using my license plate number?
To locate your VIN (Vehicle Identification Number) using your license plate, you have a few options:
Insurance or Registration Documents:
If you have access to your vehicle insurance card or registration documents, the VIN is often listed alongside your license plate number.
Use Online VIN Lookup Services:
Several online services can help you find your VIN using your license plate number. Websites like epicvin offer such services.
How can I find out the value of my car?
What if I want to make changes to my policy?
Who should I contact in case of a claim?
You can visit your Host "Off-Platform" Insurance Portal and file a claim digitally on the Claim Tab or contact us at 800-690-5520 or crumandforsternol@cfins.com.
Who is Heffernan Insurance Brokers?
Consistently ranked as one of the nation’s largest independent insurance brokerage firms, Heffernan has also been named a ‘Top Corporate Philanthropist’ and on average, donates over 10 percent of profits to charity each year.
Where Can I Get my Host ID From?
Instructions
To find your Host ID, complete the following steps.
- Login to your Turo account using a desktop
- Click on your profile picture in the top right corner. Select 'Profile'
- In the URL you will see 7 digits. This is your Host ID
As an eligible Power Host you will have also received an email with your Host ID and additional information. To find this, search in your email inbox for the subject line 'Just landed: A new way to insure your portfolio'.