About Us
Carsmartinsure is a specialized brand under Heffernan Insurance Brokers (HIB), delivering tailored insurance solutions for automotive needs. Designed to meet the unique requirements of commercial fleets, peer-to-peer (P2P) car sharing, and ride-hailing businesses, carsmartinsure offers reliable coverage that empowers mobility operations to thrive. By leveraging HIB's extensive industry experience and commitment to personalized service, carsmartinsure aims to provide exceptional value and protection to its clients, ensuring peace of mind for businesses and individual operators.
Established in 1988, Heffernan Insurance Brokers is an employee-owned company headquartered in Walnut Creek, California. With a nationwide presence, HIB has become a trusted partner for businesses and individuals seeking comprehensive insurance solutions. The company provides a wide range of services, including business insurance, personal insurance, employee benefits, and financial services, tailored to a diverse clientele. HIB’s success is built on its expertise in niche sectors such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate, and technology.
Carsmartinsure benefits from HIB’s strong foundation and proven reputation. In 2023, Business Insurance Magazine ranked HIB as the 41st Largest Broker of U.S. Business. Additionally, the company has been recognized as one of the 'Best Places to Work' and a 'Top Corporate Philanthropist' in the Bay Area. These accolades highlight HIB's dedication to excellence and innovation in the insurance industry.
In line with HIB's mission, carsmartinsure brings modern, customized insurance solutions to the rapidly evolving mobility sector. Whether you manage a commercial fleet, operate a peer-to-peer car sharing platform, or run a ride-hailing business, carsmartinsure provides cutting-edge policies designed to mitigate risks and optimize costs.
Heffernan Insurance Brokers also demonstrates a strong sense of corporate responsibility. The company has donated over $11 million to charities and encourages employees to collectively volunteer approximately 5,000 hours annually. This dedication to giving back underscores the company's commitment to creating positive impacts both within the community and the industries it serves.
As part of Heffernan Insurance Brokers, carsmartinsure upholds the company’s dedication to serving clients’ needs, protecting valuable assets, and assisting in making informed decisions for businesses and families. Whether you're a fleet operator, a P2P car sharing host, or a ride-hailing entrepreneur, carsmartinsure is your trusted partner for innovative and reliable insurance solutions.